WORKING IN SWITZERLAND WHILE LIVING ABROAD?
Cross-border remote working, residence in France or another neighbouring country, regular business travel: your affiliation with the Swiss OASI system is governed by specific international coordination rules. Your employer is responsible for applying them, but it is useful to understand your situation.
THREE COMMON SITUATIONS
If you live in a neighbouring country and work for a Swiss company, your social security coverage depends in particular on the proportion of your activity carried out through remote working from your country of residence. These rules have recently evolved with the entry into force of a multilateral agreement on remote working, which allows you, in certain cases, to remain insured in Switzerland even while working partly from abroad. Your employer is generally responsible for the necessary procedures, but it is useful to understand the main principles to ensure that your situation is up to date.
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Cross-border remote working
The percentage determines the country of insurance. -
Living in a neighbouring country
You generally remain insured in Switzerland. -
Multiple employers, multiple countries
Multi-activity is subject to specific rules.
CROSS-BORDER REMOTE WORKING: WHICH RULES APPLY DEPENDING ON YOUR LEVEL OF ACTIVITY?
Proportion of remote work in your country of residence | Applicable legislation |
|---|---|
Less than 25% | Switzerland |
Between 25% and 49.9% | Switzerland, under the multilateral agreement on cross-border remote working (ALPS notification required) |
50% or more | Your country of residence |
Your employer is responsible for the necessary notifications (A1 certificate, ALPS portal), but if you regularly work remotely from abroad, it is worth checking with them that your situation has been correctly declared.
Our frequently asked questions
I work from home one day a week from France: should I be concerned?
It is up to your employer to complete the declaration process if necessary (A1 certificate). Simply check with them that your situation is up to date.
What happens if my employer has not declared my situation?
You risk having contributions reclaimed, or even facing penalties during a check in your country of residence. Report any undeclared situation to your employer or to our fund.
Your useful documents
These procedures are generally carried out by your employer. The documents below are provided for your information.
4 documents
Does your cross-border situation seem complex? Let's talk.
Contact person
Jérôme Gindrat
+41 21 613 35 11