IC: MAINTAINING AN INCOME, EVEN WHEN SELF-EMPLOYED
IC (Income Compensation) covers part of your loss of income during military, civilian or civil protection service, or during maternity, paternity or caregiving leave. As a self-employed person, you are entitled to these benefits on the same basis as an employee.
Your entitlements as a self-employed person
Unlike an employee, whose employer may advance the allowance, you submit your claim directly to our Fund. The allowance is calculated on the basis of your average income before your absence, generally determined from your most recent tax assessment. An operating allowance is added to compensate for part of the fixed costs of your business during your absence, a benefit that is not available to employees.
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Military or civilian service
An allowance compensates for your loss of income. -
Maternity, paternity or caregiving leave
An allowance covers part of your income. -
Operating allowance
Compensates for the fixed costs of your business.
Current amounts
The amount depends on the reason for the absence and generally corresponds to 80% of your average income, subject to a daily maximum. An operating allowance is added to compensate for the fixed costs of your business during your absence.
Reason | Amount | Maximum duration |
|---|---|---|
Military, civilian or civil protection service | 80% of average income, max. CHF 220/day | Duration of service |
Operating allowance (fixed business costs) | CHF 75.–/day | Duration of service |
Maternity leave | 80% of average income, max. CHF 220/day | 98 days (14 weeks) |
Paternity leave | 80% of average income, max. CHF 220/day | 14 days, to be taken within 6 months of the birth |
A child allowance may be added. Full details are available in our annual information.
Our frequently asked questions
Where should I submit my EO application?
Directly to our compensation office, unlike an employee, who submits it to their employer.
What is the operating allowance?
This is an amount intended to cover part of the fixed costs of your business (professional rent, overheads, etc.) during your absence, in addition to the basic allowance.
How is my average income calculated for the allowance?
It is based on the income on which AVS/AI/APG (OASI/DI/IC) contributions were paid before your absence began, generally established from your latest known tax assessment.
Your forms
Find the forms most commonly used for the various allowances. Need another form? Contact us and we will send it to you directly.
11 documents
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Contact person
Isa Ebibi
+41 21 613 35 14